FAQFrequently Asked Questions
A merchant cash advance (MCA) provides unsecured capital to small business owners on future credit card sales, providing small businesses an alternative to traditional bank loans. MCA quickly provides cash for businesses, allowing you to borrow against future earnings to access that capital today.
A line of credit allows you to borrow funds for planned and unexpected expenses with a low rate. The approval process is fast and requires minimal paperwork.
A fast funding option with affordable interest rates enabling your business to replace, upgrade, or purchase the equipment necessary to keep your venture operating smoothly. Equipment financing can also serve as a type of asset-based financing, where the equipment itself is used to back up or secure the loan.
Mortgage financing can help expand your business to additional or new real estate, fund capital improvements, or pursue new business and growth opportunities by taking advantage of the equity in your property.
A term loan gives you the cash to grow your business, whether it be to renovate office space or buying inventory. With a term loan, you borrow a lump of cash upfront for a specific purpose and repay the loan over a set period of time with fixed, equal payments.
Invoice factoring is a way for small businesses to take out a loan against unpaid customer invoices to quickly unlock funds from pending invoices for operational expenses and growth opportunities.
Accounts Receivable Factoring is a financial transaction in which a company sells its accounts receivable to a financing company that specializes in buying receivables at a discount. Accounts receivable factoring is also known as invoice factoring or accounts receivable financing.
SBA programs range from short-term working capital to long-term financing, and some SBA loans can even be used to refinance debt! SBA loans carry attractive terms. Learn how to qualify and apply.