SBA Express
SBA financing with a streamlined review.
SBA-backed term loans or credit lines up to $500,000. Accelerated SBA review is separate from the lender’s approval and funding timeline.
UNDERSTAND YOUR OPTIONS
Built around your business.
The SBA Express program provides participating lenders with an accelerated SBA response process. This does not guarantee an immediate credit decision or funding. Your advisor can help you review the loan or line of credit options and lender requirements.
Program at a glance
- Up to $500,000 under SBA Express
- Term loan or line of credit through participating lenders
- Accelerated SBA response does not guarantee immediate funding
Where it can fit
- Eligible working capital needs
- Business investment
- Exploring a business loan or line of credit
What to consider
- SBA Express uses participating lenders and an accelerated SBA response process.
- An SBA response is different from lender approval or disbursement.
- Loan versus revolving-credit structures and requirements depend on the lender.
GET PREPARED
A stronger start.
A clearer process.
Your advisor will confirm the documents required for your specific program. Here are common starting points.
Financial statements and tax information
Program-specific forms requested by the lender
A LITTLE MORE CLARITY
SBA Express.
Your questions.
Does Express mean immediate funding?+
No. The accelerated SBA response does not replace lender underwriting, documentation, closing, or funding steps.
What amount and terms can I qualify for?+
The lender determines available amounts, terms, costs, and any guarantees or collateral after reviewing the file. This page is an overview, not an approval or offer.
How do I get started?+
Start an application or speak with an advisor. We will review your goals, explain the documentation, and help you understand available financing options.
Program reference: U.S. Small Business Administration ↗
OTHER PATHS TO EXPLORE
More possibilities.
↗Streamlined SBA
SBA Bolt
Streamlined SBA financing up to $150,000. Eligible, complete files may fund in around 10 days; participating-lender requirements apply.
Explore solution↗↗Long-term investmentSBA 7(a)
SBA 7(a) loans up to $5 million for eligible working capital, acquisitions, refinancing, real estate, and equipment. Lender underwriting applies.
Explore solution↗↗Major fixed assetsSBA 504
SBA 504 financing for eligible major fixed assets, with 10-, 20-, or 25-year maturity options. Ordinary working capital and inventory are excluded.
Explore solution↗CAPITAL FOR WHAT’S NEXT
Your next move starts here.
Let’s talk about your business, your goals, and the capital that can help you get there.