Business Line of Credit
A little more room to move.
Revolving business credit lines up to $5 million. Draw as needed and generally pay interest on the amount used; draw and maintenance fees may apply.
UNDERSTAND YOUR OPTIONS
Built around your business.
A revolving credit facility gives you access to funds up to an approved limit. Draw when needed, and replenish available credit as you repay, subject to the facility terms. Costs and draw requirements depend on the lender.
Program at a glance
- Up to $5 million, subject to lender approval
- Revolving draws under the facility terms
- Interest on drawn balances; other fees may apply
Where it can fit
- Cash-flow gaps between collections
- Inventory and seasonal purchasing
- Unexpected operating expenses
What to consider
- A revolving facility may allow new draws as available credit is replenished.
- Review interest, draw fees, unused-line fees, and renewal terms.
- Confirm whether repayment terms reset with each draw and what collateral or guarantees apply.
GET PREPARED
A stronger start.
A clearer process.
Your advisor will confirm the documents required for your specific program. Here are common starting points.
Business financial information
Existing credit lines and obligations
A LITTLE MORE CLARITY
Business Line of Credit.
Your questions.
Do I pay for the entire approved line?+
Interest is typically charged on drawn balances, but other fees may apply. Review draw, maintenance, origination, and unused-line fees in the specific agreement.
What amount and terms can I qualify for?+
The lender determines available amounts, terms, costs, and any guarantees or collateral after reviewing the file. This page is an overview, not an approval or offer.
How do I get started?+
Start an application or speak with an advisor. We will review your goals, explain the documentation, and help you understand available financing options.
OTHER PATHS TO EXPLORE
More possibilities.
↗Working capital
Revenue-Based Financing
Revenue-based advance with daily or weekly remittances. Select programs offer same-day approvals and funding in as little as 24 hours.
Explore solution↗↗Cash flowInvoice Factoring
Access an advance of up to 90% of eligible unpaid invoices. The balance is released under the factoring agreement after customer payment and fees.
Explore solution↗↗Existing obligationsReverse Consolidation
Scheduled disbursements can help cover existing daily or weekly advance payments. Review every obligation, the full draw schedule, and total repayment.
Explore solution↗CAPITAL FOR WHAT’S NEXT
Your next move starts here.
Let’s talk about your business, your goals, and the capital that can help you get there.