Term Loans
A defined plan. Capital to match.
Receive a lump sum and repay over an agreed term. Review the payment schedule, net proceeds, total cost, and early-payoff terms before signing.
UNDERSTAND YOUR OPTIONS
Built around your business.
Receive financing upfront and repay it over a specified term under the loan agreement. Review available repayment schedules, rates, fees, security requirements, and prepayment provisions with your advisor.
Program at a glance
- One upfront funding amount
- Defined repayment term and payment schedule
- Funding timing and payment frequency vary by lender
Where it can fit
- Expansion and renovations
- Hiring and business development
- Planned purchases and projects
What to consider
- A term loan provides a lump sum with repayment over an agreed period.
- Payment frequency, rate type, collateral, and guarantees depend on the lender.
- Ask about net proceeds, total repayment, and prepayment terms before signing.
GET PREPARED
A stronger start.
A clearer process.
Your advisor will confirm the documents required for your specific program. Here are common starting points.
Financial statements and tax returns when requested
A clear use of proceeds
A LITTLE MORE CLARITY
Term Loans.
Your questions.
Are payments always monthly?+
No. Payment frequency depends on the loan agreement and lender. Your advisor will help you compare the schedules offered.
What amount and terms can I qualify for?+
The lender determines available amounts, terms, costs, and any guarantees or collateral after reviewing the file. This page is an overview, not an approval or offer.
How do I get started?+
Start an application or speak with an advisor. We will review your goals, explain the documentation, and help you understand available financing options.
OTHER PATHS TO EXPLORE
More possibilities.
↗Business assets
Equipment Financing
Finance business machinery, vehicles, or technology. The equipment typically serves as collateral, with payments over an agreed term.
Explore solution↗↗Business growthSmall Business Loans
Business loans for expansion, inventory, or acquisitions, with an upfront amount and agreed repayment schedule. Terms depend on business financials.
Explore solution↗CAPITAL FOR WHAT’S NEXT
Your next move starts here.
Let’s talk about your business, your goals, and the capital that can help you get there.