Revenue-Based Financing
Capital for the pace of your business.
Revenue-based advance with daily or weekly remittances. Select programs offer same-day approvals and funding in as little as 24 hours.
UNDERSTAND YOUR OPTIONS
Built around your business.
Access an advance based on business revenue and future receivables. Your advisor can explain the purchased amount, remittance schedule, reconciliation provisions, and total cost of an available offer.
Program at a glance
- Amount based on business revenue and underwriting
- Daily or weekly remittances; review reconciliation terms
- As little as 24 hours on eligible, completed files
Where it can fit
- Seasonal inventory and supplies
- Operating cash flow
- Time-sensitive business opportunities
What to consider
- An advance is generally a purchase of future receivables, rather than a loan.
- Review the purchased amount, remittance frequency, reconciliation rights, and any guarantees.
- Compare total repayment and cash-flow impact, including existing obligations.
GET PREPARED
A stronger start.
A clearer process.
Your advisor will confirm the documents required for your specific program. Here are common starting points.
Basic business and ownership information
Current business financing obligations
A LITTLE MORE CLARITY
Revenue-Based Financing.
Your questions.
How are payments structured?+
Remittances may be scheduled daily or weekly, subject to the contract. Ask how reconciliation works if revenue changes, and review the full agreement.
What amount and terms can I qualify for?+
The lender determines available amounts, terms, costs, and any guarantees or collateral after reviewing the file. This page is an overview, not an approval or offer.
How do I get started?+
Start an application or speak with an advisor. We will review your goals, explain the documentation, and help you understand available financing options.
OTHER PATHS TO EXPLORE
More possibilities.
Flexible access
Business Line of Credit
Revolving business credit lines up to $5 million. Draw as needed and generally pay interest on the amount used; draw and maintenance fees may apply.
Explore solutionCash flowInvoice Factoring
Access an advance of up to 90% of eligible unpaid invoices. The balance is released under the factoring agreement after customer payment and fees.
Explore solutionWATCH & UNDERSTAND · 2:12
Revenue-Based Financing, explained.
Understand revenue-based financing, collection schedules, costs, and questions to ask before moving forward.
Educational overview from Abstract Capital Group LLC, which helps arrange financing through third-party providers. Eligibility, pricing, availability, and terms depend on the provider and transaction. This video is not an approval or commitment to fund.
Read the video transcript
An opportunity comes along, but the money you need is tied up in day-to-day operations. Could revenue-based financing help?
This type of business financing is often based on your company’s sales and cash flow. A merchant cash advance may be structured as a purchase of future receivables, with an agreed amount delivered back to the provider under the contract.
Here is a useful way to think about the decision. Start with the purpose of the funds, then look at how the collection schedule would affect your normal operating week. Money committed to financing is money that is no longer available for payroll, suppliers, or unexpected expenses. A financing amount that looks attractive upfront may still put too much pressure on the business afterward.
Suppose a retailer wants to prepare for a seasonal increase in demand. The owner should consider what happens if sales arrive later than expected or inventory moves more slowly. A plan should make sense in a less optimistic scenario, too. This is an illustration of the questions to ask, not a prediction of results or a recommendation to use this product.
It is also helpful to ask the provider to explain unfamiliar terms in writing. Understand the process for requesting any reconciliation available under the contract, what documentation is required, and how existing obligations affect the new arrangement. You should be comfortable with those answers before you sign.
For example, a business might consider it to purchase inventory ahead of a busy season or cover a short-term operating need. The question is whether the expected benefit makes sense alongside the cost and the effect on everyday cash flow.
Before moving forward, understand how much you actually receive, the total amount owed or purchased, how collections work, and what happens if revenue changes. Some arrangements involve frequent withdrawals. A factor rate is not the same as an annual percentage rate, and paying early does not automatically reduce every charge.
At Abstract Capital Group, we start with your goal and your business information. We help you explore available provider options, organize requested documents, and understand the questions to ask before choosing a direction.
Tell us what you want to accomplish. We can help you explore whether this option deserves a closer look.
CAPITAL FOR WHAT’S NEXT
Your next move starts here.
Let’s talk about your business, your goals, and the capital that can help you get there.
IMPORTANT PROGRAM INFORMATION
Before you move forward.
Revenue-based financing may be structured as a purchase of future receivables or another financing arrangement, depending on the agreement. Remittance methods, reconciliation rights, purchased amounts, fees, security, guarantees, and default provisions depend on the provider and contract. A factor rate is not an annual percentage rate. Estimated payments or duration may change with revenue where the agreement provides for that change. Review total financing cost, net proceeds, reconciliation, early-delivery terms, and any required state disclosures before signing.
Abstract Capital Group LLC provides financing assistance through third-party financing providers. Financing decisions, availability, rates, fees, and terms are determined by the applicable provider. Submitting an inquiry does not guarantee approval or funding. Program availability varies by state and provider.