SBA 7(a)
A foundation for meaningful business growth.
SBA 7(a) loans up to $5 million for eligible working capital, acquisitions, refinancing, real estate, and equipment. Lender underwriting applies.
UNDERSTAND YOUR OPTIONS
Built around your business.
SBA 7(a) financing supports a range of eligible business purposes through participating lenders. Abstract helps you understand the process, organize your file, and explore an appropriate financing path.
Program at a glance
- Up to $5 million under SBA 7(a)
- Eligible operating capital and business investment
- Repayment, security, and processing depend on the transaction
Where it can fit
- Working capital and eligible refinancing
- Business acquisitions and ownership changes
- Real estate, equipment, and other eligible investment
What to consider
- SBA 7(a) financing is delivered through participating lenders under SBA requirements.
- Business eligibility, creditworthiness, and ability to repay are reviewed.
- Documentation, security requirements, fees, and terms depend on the transaction.
GET PREPARED
A stronger start.
A clearer process.
Your advisor will confirm the documents required for your specific program. Here are common starting points.
Ownership details and existing debt schedule
Use-of-proceeds documentation and lender-requested SBA forms
A LITTLE MORE CLARITY
SBA 7(a).
Your questions.
Can SBA 7(a) support an acquisition?+
Eligible changes of ownership can be financed under 7(a), subject to program rules and lender review. The transaction structure and documentation matter.
What amount and terms can I qualify for?+
The lender determines available amounts, terms, costs, and any guarantees or collateral after reviewing the file. This page is an overview, not an approval or offer.
How do I get started?+
Start an application or speak with an advisor. We will review your goals, explain the documentation, and help you understand available financing options.
Program reference: U.S. Small Business Administration ↗
OTHER PATHS TO EXPLORE
More possibilities.
↗Streamlined SBA
SBA Bolt
Streamlined SBA financing up to $150,000. Eligible, complete files may fund in around 10 days; participating-lender requirements apply.
Explore solution↗↗SBA financingSBA Express
SBA-backed term loans or credit lines up to $500,000. Accelerated SBA review is separate from the lender’s approval and funding timeline.
Explore solution↗↗Major fixed assetsSBA 504
SBA 504 financing for eligible major fixed assets, with 10-, 20-, or 25-year maturity options. Ordinary working capital and inventory are excluded.
Explore solution↗CAPITAL FOR WHAT’S NEXT
Your next move starts here.
Let’s talk about your business, your goals, and the capital that can help you get there.