Start with a conversation.
Tell us about your business, your plans, and the capital you need. We’ll help identify a starting point.
CAPITAL THAT MOVES BUSINESS FORWARD
Your ambition.
Our expertise.
Your next chapter.
The right capital can change what comes next.
We help you find it—with financing built around
your business, your goals, and your timeline.
- Same-day approvals on select programs
- No minimum FICO on select programs
- Funding in as little as 24 hours
- One application. Multiple financing options.
Approval and timing depend on program eligibility, lender review, and complete documentation. Application credit inquiries vary by lender and authorization. Read our credit inquiry information ↗
A dedicated advisor.
From the first conversation to funding.DISCOVER ABSTRACT ↓
From the first conversation to funding.DISCOVER ABSTRACT ↓
NEW YORK, NY / BUILT FOR WHAT’S NEXT
10+
Years of experience
25+
Trained loan specialists
25,000+
Satisfied customers
24 hrs
Funding available on select programs*
*As little as 24 hours after approval and completed documentation on eligible programs. Timing varies by lender and file.
01 / FINANCING SOLUTIONS
Different goals.
The right capital.
From day-to-day cash flow to your next major investment, explore financing that meets your business where it is—and supports where it’s going.
↗Working capital
Revenue-Based Financing
Revenue-based advance with daily or weekly remittances. Select programs offer same-day approvals and funding in as little as 24 hours.
Explore solution↗↗Flexible accessBusiness Line of Credit
Revolving business credit lines up to $5 million. Draw as needed and generally pay interest on the amount used; draw and maintenance fees may apply.
Explore solution↗↗Planned investmentTerm Loans
Receive a lump sum and repay over an agreed term. Review the payment schedule, net proceeds, total cost, and early-payoff terms before signing.
Explore solution↗↗Business assetsEquipment Financing
Finance business machinery, vehicles, or technology. The equipment typically serves as collateral, with payments over an agreed term.
Explore solution↗↗Cash flowInvoice Factoring
Access an advance of up to 90% of eligible unpaid invoices. The balance is released under the factoring agreement after customer payment and fees.
Explore solution↗↗Existing obligationsReverse Consolidation
Scheduled disbursements can help cover existing daily or weekly advance payments. Review every obligation, the full draw schedule, and total repayment.
Explore solution↗↗Business growthSmall Business Loans
Business loans for expansion, inventory, or acquisitions, with an upfront amount and agreed repayment schedule. Terms depend on business financials.
Explore solution↗↗Streamlined SBASBA Bolt
Streamlined SBA financing up to $150,000. Eligible, complete files may fund in around 10 days; participating-lender requirements apply.
Explore solution↗↗SBA financingSBA Express
SBA-backed term loans or credit lines up to $500,000. Accelerated SBA review is separate from the lender’s approval and funding timeline.
Explore solution↗↗Long-term investmentSBA 7(a)
SBA 7(a) loans up to $5 million for eligible working capital, acquisitions, refinancing, real estate, and equipment. Lender underwriting applies.
Explore solution↗↗Major fixed assetsSBA 504
SBA 504 financing for eligible major fixed assets, with 10-, 20-, or 25-year maturity options. Ordinary working capital and inventory are excluded.
Explore solution↗
BUILD SOMETHING THAT LASTS.↗
A LONGER VIEW OF YOUR BUSINESS
Big plans deserve
a solid foundation.
SBA financing can support your next stage with longer repayment terms and options for working capital, acquisitions, commercial real estate, and equipment.
We help you navigate the programs, understand the requirements, and move through the process with clarity.
SBA Bolt: up to $150,000Eligible, complete files may fund in around 10 days.Lender-offered program. Amounts, eligibility, processing, and funding depend on the lender and the completed file.
Explore SBA financing ↗Eligibility, terms, and timing vary by program and lender.02 / THE ABSTRACT APPROACH
A financing partner.
A clearer path forward.
Your business is more than an application. We take the time to understand what you need, review the options, and help you make an informed decision.
See the full picture.
Review available financing with an advisor who explains the structure, repayment, and cost of each offer.
Move forward confidently.
Choose the option that fits. We’ll guide you through the documentation and funding process.
Clarity at every step. One point of contact, thoughtful guidance, and financing focused on your goals.
Let’s get started ↗03 / BROKERS & ISO PARTNERS
Your relationships.
Our financing resources.
Bring more possibilities to your clients. Access our financing lineup and a dedicated partner desk that helps you move opportunities forward.
A SMARTER START
Find your financingExplore options by business goal ↗Compare solutionsUnderstand the differences ↗Get preparedBuild your document checklist ↗Make your next step a clear one.
A LITTLE MORE CLARITY
Good questions.
Clear answers.
Have something else in mind?
Let’s talk it through.
Which financing option is right for my business?+
It depends on your goals, revenue, time in business, existing obligations, and how quickly you need capital. An advisor can review your situation and explain the available options, including repayment structure and total cost.
What will I need to apply?+
Start with basic business information and recent business bank statements. Depending on the program, a lender may request financial statements, tax returns, identification, or additional documentation. Your advisor will explain what is needed.
How quickly can I receive funding?+
Some working capital programs may fund as soon as the same business day after approval and completed documentation. SBA and other financing programs generally take longer. Timing depends on the lender, program, eligibility, and completeness of your file.
Do I need perfect credit to qualify?+
Requirements vary by program. Some financing options consider business revenue and other factors alongside credit history. Your advisor can help you understand the requirements for the programs you are considering.
How is a cash advance different from a loan?+
A merchant cash advance is generally structured as a purchase of future receivables, while a loan is borrowed money repaid under a loan agreement. Payment structure, costs, and contractual terms differ. Review the agreement and total repayment obligation before choosing an offer.
LET’S TALK ABOUT WHAT’S NEXT
Your next move
starts here.
Tell us where you want to take your business.
We’ll help you explore the path to get there.
CALL AN ADVISOR516-206-0395 ↗EMAIL OUR TEAMinfo@abstractcapital.com ↗
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